Gift cards are loved by all. When you purchase a gift card for an occasion or even for somebody else, you often get perplexed that can you buy gift cards with a credit card or not. Well, gift cards work as an alternative to cash and hence, you can purchase items or get a discount, as per the terms and conditions. However, the concern still remains the same. Can you buy gift cards with a credit card?
Yes, the answer is simply yes. You can purchase a gift card with the help of a credit card. When you go for purchase in retail stores, you can ask the person for payment through credit card.
Even when you purchase the gift card online, through any website such as Amazon or any other, you can make use of Credit Cards. Simply select the gift card that you want to purchase. Add it to the cart and proceed to pay. On the payment’s page, select credit card as an option. Done! Now you can pay via credit card and purchase a gift card.
Are Reward Points Earned When Payment Is Done Via Credit Card?
In most cases, yes. You can earn reward points when you do payment via credit card. Moreover, many people prefer the payment through credit card as when done using it, rewards can be obtained while if the payment is made in cash, no such points are earned.
Benefits Of Purchasing Gift Cards With The Help Of Credit Cards.
The first and the foremost one is that we can get reward points. These reward points can be redeemed later. If it is a cashback credit card, you will earn a cashback while if it is a rewards one, you will end up collecting reward points.
Moreover, certain retailers offer a discount on gift cards if bought using a credit card.
Drawbacks Of Purchasing Gift Cards With The Help Of Credit Cards.
When you make payment via credit card, certain store owners tend to reduce the total number of gift cards that can be bought at once.
Certain credit cards do not permit reward points on the purchase of gift cards. They mention in their terms and conditions that reward points will only be obtained on “eligible purchases”.
This was all regarding can you buy gift cards with a credit card or not. We hope that you got the answer and will help you in purchasing a gift card!